KelantanPay logo
KelantanPay
Payment Gateway
Trusted Kelantan payment rails

Collect every ringgit with a gateway built for agencies and merchants.

KelantanPay brings cards, FPX, and e-wallets into one responsive experience. Clear fees, instant verification, and a modern checkout that keeps conversion high for public services, donations, and everyday commerce.

Security first

PCI-ready flows, tokenized callbacks, and signed requests to keep every transaction verifiable.

Local support

Built in Kelantan for Kelantan—supporting state agencies, zakat, and community partners.

Live checkout preview

Modern UI with transparent fee display and quick bank selection.

Avg. approval 98.4% Cards + FPX
Time to pay 41s Median checkout
Coverage MY & SG Regional rails

Supported channels

FPX FPX banking
Cards Credit/Debit
E-wallet E-wallets
KelantanPay KelantanPay direct
Ready to go live?

Request onboarding and our team will connect your merchant profile, callback URLs, and fee preferences.

Why teams choose KelantanPay

Transparent fees

No more surprises at checkout

Dynamic fee calculation for bank, card, and wallet rails—shown upfront so customers trust every payment flow.

Faster settlement

Built for agencies and merchants

Automatic routing by merchant code and reference, so government collections, donations, and commerce stay separated and auditable.

Mobile ready

Designed for every screen

Responsive layouts with lightweight assets to keep abandonment low on slower mobile networks.

Actionable insights

Real-time status callbacks

Instant backend updates for successful, pending, or failed payments so your systems stay in sync.

How it works

1
Initiate

Generate a reference and token, then send customers to your KelantanPay checkout link.

2
Pay & verify

Customers pick FPX, card, or wallet. We surface convenience fees, capture payment, and callback your system.

3
Settle & reconcile

Transparent settlement files with merchant splits keep finance teams, auditors, and partners aligned.